SAVINGS

It%u2019s safe and good money management, an easy way to keep track of payments and makes us one of your best credit references.

MONEY MARKET DEPOSIT ACCOUNT

  • Minimum opening deposit is $2,500
  • Interest paid is tiered, earning higher interest as your balance grows over $2,500.
  • Make up to six, free, preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions per statement cycle.
  • A $15 per item fee applies for more than six transactions in a cycle.

 

STATEMENT SAVINGS

  • A minimum balance of $500 must be maintained to earn interest. If your balance drops below $500, a $3 monthly fee is charged.
  • Interest is compounded quarterly
  • You maintain your own records with a statement provided quarterly

 

REGULAR PASSBOOK

  • A minimum balance of A minimum balance of $500 must be maintained to earn interest. If your balance drops below $500, a $3 monthly fee is charged.
  • Interest is compounded quarterly.

 

CERTIFICATES OF DEPOSIT

  • We’re competitive because we’re independent and only local conditions affect our rates.
  • Your money grows in the complete safety of our Federally Insured Certificates of Deposit.
  • Deposit of $2,500 to open and earn the APY*.
  • Here are our current rates:

Certificate of Deposit Rates

Product Interest Rate APY* Minimum Balance Required
6 Month CD 0.300% 0.300% $2,500
12 Month CD 0.450% 0.450% $2,500
24 Month CD 0.650% 0.650% $2,500
36 Month CD 1.000% 1.000% $2,500
Current Rates (rates effective as of July 24, 2015)

*APY is the annual percentage yield. A penalty may be imposed for early withdrawal. Maximum deposit is $249,999. Fees could reduce the earnings on the accounts. Rates are subject to change without notice.

Certificate of Deposit Rates

Term:
Rate: 0.300%
APY*: 0.300%
With: $2,500

Term:
Rate: 0.450%
APY*: 0.450%
With: $2,500

Term:
Rate: 0.650%
APY*: 0.650%
With: $2,500

Term:
Rate: 1.000%
APY*: 1.000%
With: $2,500

Current Rates (rates effective as of July 24, 2015)

*APY is the annual percentage yield. A penalty may be imposed for early withdrawal. Maximum deposit is $249,999. Fees could reduce the earnings on the accounts. Rates are subject to change without notice.