Different Long Before We Became a Bank of a Different Color

An independent community bank beginning with a dream of 14 founders 122 years ago, Orange Bank and Trust through innovation and commitment to its community, now has an asset level in excess of $600 million and is rated in the top 6% of the strongest banks in the U.S. by Weiss Ratings.


  • May 2, 1892, we open our doors for business on North Street in Middletown, New York, under the name of the Orange County Trust and Safe Deposit Company–still etched above the top windows of the building–a branch to this day. We see a need for a bank featuring estate planning and trust administration, as well as traditional banking services
  • In 1905, our name changes to Orange County Trust Company and we are the first commercial bank in Middletown to pay interest
  • In 1933, the Bank's stockholders put up double the value of their stock in order to keep the Bank solvent and its doors open throughout the Great Depression
  • In 1955, as the community grows, we grow and a second branch opens on RT 211 in the Town of Wallkill. In 1969 we add the Dolson Avenue Office, which is replaced in 1991 by the large building that becomes our headquarters in 1999. In 1995 we expand beyond Middletown to RT 208 in Montgomery, in 2001 to Vails Gate, in 2009 we add Chester and Goshen, in 2010 we’re in Newburgh and in 2011, were across the Hudson in Fishkill.  In 2015 we added branches in New City and Westchester County
  • In 2012, we acquire Hudson Valley Investment Advisors and the ability to blend the Bank's Trust/Estate administrative capabilities with the investment management services
  • In 2016 the Bank changed it's name to Orange Bank & Trust Company
  • Orange Bank & Trust maintains one of the only resident trust departments in the Hudson Valley
  • The Morrison family, benefactors of the City of Middletown since the turn of the century, has been affiliated with Orange Bank & Trust Company since 1909. John Morrison III served as Chairman of the Board from 1992 through 2012, as did his uncle, Eugene Morrison, before him