THE RIGHT PRODUCTS AND TOOLS
- IOLA Accounts
- Free Internet Banking and Bill Pay
- VISA Debit Cards, Gift Cards, and Business Reward Credit Cards
- Official Bank Checks and Money Orders
- Competitive Money Market Accounts
- Business Checking with no minimum balance
- Merchant services through Capital Bancard
- Remote Deposit Capture for easy deposits without having to come to the bank
- Personal Banking Services including Checking with no monthly fee, Consumer Loans, Jumbo Residential Mortgages, and Home Equity Loans.
ACCESS TO CAPITAL FOR YOU AND YOUR CLIENTS
- Quick Loan approvals by local bankers
- The same benefits available to your clients
- Customized Commercial Loans and Lines of Credit
- Our Esquire Banking Power Line of Credit, up to $500,000 – designed your needs with no annual financials
TRUST, ESTATE, AND INVESTMENT SUPPORT
- Exceptional Trust and Estate Management services
- Private- Label Trust and Estate Administrative Services as unbundled administrative services for attorneys or firms representing fiduciaries, available on an hourly fee arrangement
- Investment Management through Hudson Valley Investment Advisors* – a strong portfolio management team with more than $550 million in Assets Under Management
- A series of local, free educational events offered in comfortable settings at our branches and at other locations throughout the community.
*Trusts, securities, and insurance products are not FDIC insured or insured by any Federal Government entity. Not bank guaranteed. Not a deposit. May lose value.