Mortgages

Whatever color the house you´re buying or refinancing, you´ll find a great mortgage at Orange Bank & Trust Company.

Fixed Rate Mortgages for 1 to 4 family homes (owner occupied)

  • Your interest is only part of mortgage costs-always compare to our closing costs
  • Current low rates may make this the best time for you to buy or refinance

 

A Big Family Needs a Big House and a Jumbo Mortgage

  • For home financing over $417,000
  • A wide range of loan terms
  • Fixed mortgage rates with no points
  • Free loan prequalification
  • A personal Regular Checking Account with no monthly fee
  • A Safe Deposit Box with no annual fee, when available

 

Residential Mortgage Rates for the Period 12/12/18 thru 12/18/18

  • Rates include Jumbo Mortgages and are subject to change at any time
    Explore monthly mortgage payments with our Loan Calculator

 

Mortgage Rates

Term APR* Interest Rate Monthly Payments Per $1,000** Points
10 Year Fixed 3.901% 3.875% $10.07 0
15 Year Fixed 4.143% 4.125% $7.46 0
20 Year Fixed 4.889% 4.875% $6.53 0

Rates Shown include Jumbo Mortgages. *Rates are subject to change anytime.

**APR is the annual percentage rate. It represents the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on a loan amount of $120,000, stated interest rates and life of loan fees only. It does not take into account other loan specific finance charges you may be required to pay such as prepaid interest.

 ***Monthly payments shown above include principle and interest. Mortgage interest rates shown are for one to four family owner occupied primary residences with a loan to value of 80.00% or less.

Mortgage Rates

Product: 10 Year Fixed
Term:
Rate: 3.875%
APR(1): 3.901%
Monthly Payments per $1,000: $10.07

Product: 15 Year Fixed
Term:
Rate: 4.125%
APR(1): 4.143%
Monthly Payments per $1,000: $7.46

Product: 20 Year Fixed
Term:
Rate: 4.875%
APR(1): 4.889%
Monthly Payments per $1,000: $6.53

Rates Shown include Jumbo Mortgages. *Rates are subject to change anytime.

**APR is the annual percentage rate. It represents the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on a loan amount of $120,000, stated interest rates and life of loan fees only. It does not take into account other loan specific finance charges you may be required to pay such as prepaid interest.

 ***Monthly payments shown above include principle and interest. Mortgage interest rates shown are for one to four family owner occupied primary residences with a loan to value of 80.00% or less.