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1 Income that is less than 80% of the area median income, published annually
2 Rates are subject to change anytime.
3 The Annual Percentage Rate (APR) represents the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on a loan amount of $120,000, stated interest rates and life of loan fees only. It does not include other loan specific finance charges you may be required to pay such as prepaid interest. Your actual APR may be different.
4 The 3/1 ARM is fixed for the first three years and adjusts annually thereafter, the 5/1 ARM is fixed for the first five years and adjusts annually thereafter, and the 7/1 ARM is fixed for the first seven years and adjusts annually thereafter. Interest rate and payments after the initial period are based on the 1-Year Treasury Bill weekly average (the “index”). The rate on an ARM product will not increase or decrease by more than 2.00% annually and the rate will not increase or decrease more than 6.00% during the term of the loan.
5 The Monthly Payment per $1,000 for the sample ARM products were calculated based on a loan amount of $120,000 and term of 30 years, with no balloon payment.
All loans are subject to credit approval.
