Mortgages

Whatever color the house you´re buying or refinancing, you´ll find a great mortgage at the Bank of a Different Color.

Fixed Rate Mortgages for 1 to 4 family homes (owner occupied)

  • Your interest is only part of mortgage costs-always compare to our closing costs
  • Current low rates may make this the best time for you to buy or refinance

 

A Big Family Needs a Big House and a Jumbo Mortgage

  • For home financing over $417,000
  • A wide range of loan terms
  • Fixed mortgage rates with no points
  • Free loan prequalification
  • A personal Regular Checking Account with no monthly fee
  • A Safe Deposit Box with no annual fee, when available

 

Residential Mortgage Rates for the Period 4/26/17  thru 5/2/17*

  • Rates include Jumbo Mortgages and are subject to change at any time
  • Explore monthly mortgage payments with our Loan Calculator

 

Mortgage Rates

Term APR* Interest Rate Monthly Payments Per $1,000** Points
10 Year Fixed 3.146% 3.125% $9.71 0
15 Year Fixed 3.390% 3.375% $7.09 0
20 Year Fixed 4.137% 4.125% $6.13 0

Rates Shown include Jumbo Mortgages. *Rates are subject to change anytime.

**APR is the annual percentage rate. It represents the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on a loan amount of $120,000, stated interest rates and life of loan fees only. It does not take into account other loan specific finance charges you may be required to pay such as prepaid interest.

 ***Monthly payments shown above include principle and interest. Mortgage interest rates shown are for one to four family owner occupied primary residences with a loan to value of 80.00% or less.

Mortgage Rates

Product: 10 Year Fixed
Term:
Rate: 3.125%
APR(1): 3.146%
Monthly Payments per $1,000: $9.71

Product: 15 Year Fixed
Term:
Rate: 3.375%
APR(1): 3.390%
Monthly Payments per $1,000: $7.09

Product: 20 Year Fixed
Term:
Rate: 4.125%
APR(1): 4.137%
Monthly Payments per $1,000: $6.13

Rates Shown include Jumbo Mortgages. *Rates are subject to change anytime.

**APR is the annual percentage rate. It represents the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on a loan amount of $120,000, stated interest rates and life of loan fees only. It does not take into account other loan specific finance charges you may be required to pay such as prepaid interest.

 ***Monthly payments shown above include principle and interest. Mortgage interest rates shown are for one to four family owner occupied primary residences with a loan to value of 80.00% or less.