PERSONAL CHECKING ACCOUNTS

It’s safe and good money management, and an easy way to keep track of payments. It also makes us one of your best credit references.

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BASIC BANKING

• Do you need an account with low balance requirements? Basic Banking will help keep your service fees low.
  • Minimum opening deposit: $25.00
  • Minimum balance required to maintain account: $0.01
  • Monthly Service Fee: $3.00
  • 12 withdrawals per statement cycle. If you make more than 12 withdrawals in any one statement cycle, a $2.00 fee per item will be imposed up to 3 items per statement cycle.

PERSONAL CHECKING

• Eliminate monthly service fees when you keep a daily balance of $1,000 or more.

N.O.W. ACCOUNT

• A N.O.W. account is a checking account that earns money. When you maintain a $1,500 minimum daily balance, we waive the monthly service fee and you earn interest.

ORANGE EDGE

• Maintain your Orange Edge Checking balance of $1000 daily in checking or $5000 daily in Combined/Linked qualifying deposit accounts; Money market, Savings or CD.
• With the Orange Edge Checking you enjoy banking benefits that save time and money:  no monthly service fee with combined balances, a combined monthly statement, a Visa Check Card and non OBTC ATM fee waivers of up to $5.00 a month.

ORANGE EDGE PLUS

• Maintain your Orange Edge Plus Checking balance of $2500 daily in checking or $15,000 daily in Combined/Linked qualifying deposit accounts; Money market, Savings or CD.
• With the Orange Edge Plus Checking you enjoy benefits that save time and money: No monthly service fee with combined balances, no fees for official checks, a combined monthly statement, a Visa Check Card and non OBTC ATM fee waivers of up to $10.00 a month.

CHECK SAFEGUARDING

• We keep copies of your cancelled checks, so you won’t have to.

COMBINED STATEMENTS AVAILABLE

• Your monthly checking and statement savings account information is all in one place.

*Subject to additional terms and conditions and/or fees including internet provider and data charges.