Private Banking by Orange Wealth Management
A banking relationship designed especially for you. Simplify your finances, banking, investments and estate planning needs—and have more time to live your life.
Program Benefits
Consumer Checking Account
PB Checking – All Private Banking clients must maintain a PB consumer checking account with the following benefits:
No Fees to use any ATM nationwide and reimbursement of the ATM charged by the ATM owner*
No Charge for Domestic Wires
No Charge for International Incoming Wires
Higher Daily ATM withdrawal limits
Higher Daily Debit Card withdrawal limits
Higher Mobile Banking (Up to $1,000,000) daily deposit limits**
No Charge for Stop Payments
No Charge for Official Bank Checks
No Charge for Standard Branded Checks
Branded PB checkbook cover
Special PB Debit Card
Benefits extended to Family Members tied to Accountholder(s)
Savings, MMDA and Time Dep Accounts
Higher Interest Rates – Tiered Rate Offering
Savings rate on balances larger than $100,000 is comparable to Internet Banks/Best in market rates
Consumer Lending
Home Equity Line of Credit and Home Equity Loan Discounts (rate benefits, reduced floor rate and substantially lower fees)
Investments
10% Discount off of Standard Fee % for HVIA Managed Investments (Equities, Bonds and/or Mutual Funds)
Other
Access to Private Banker and associates
Cultural Club Benefits
Monthly Magazine membership
Onboarding Welcome Gift
Special Event Invitations
*monthly limits apply
**subject to credit approval/review
How to Qualify
Private Banking Program Minimums
$250,000Personal Deposits/HVIA Managed InvestmentsOR$150,000Personal Deposits/HVIA Managed Investments
with qualifying Business Relationship*
Requirements
PB Consumer Checking Account is Required and must be funded
Specific $25,000 Minimums in Consumer Deposit Balances within 1 month of onboarding
6 month balance build allowance to meet minimums
Must have Checking Account Monthly Deposit Activity (ACH, Check writing, Debit Card Usage)
*For Business Clients – Large Business Relationship Benefit – A $100,000 Reduction in Minimums
•$150,000 in Personal Deposits/HVIA Managed Investments IF the business maintains either a minimum of $500,000 in Business Deposits OR $1,000,000 in combined Business Deposits and Loan Outstandings.
•Only Business Balances owned by the client will be considered (no escrow, IOLA, Court, etc. account balances)